health insurance

Friday is the last day to enroll in a health insurance plan through the federal government's insurance exchange, HealthCare.gov.

And in a little office park in Northern Virginia, Brima Bob Deen is dealing with the rush.

This post was updated Dec. 14 at 9:30 a.m. to note that Maryland extended enrollment until Dec. 22.

Gene Kern, 63, retired early from Fujifilm, where he sold professional videotape. "When the product became obsolete, so did I," he says, "and that's why I retired."

Open enrollment on the federal health law's marketplace — HealthCare.gov — ends Friday, and most people who want a plan for next year need to meet the deadline.

But some consumers who miss the cutoff could be surprised to learn they have the opportunity to enroll later.

"While a lot of people will be eligible ... I am still worried that a lot of consumers won't know it," says Shelby Gonzales, a senior policy analyst at the Center on Budget and Policy Priorities.

It's a beautiful morning in Pittsburgh, but Ariel Haughton is stressed out. She's worried her young children's health insurance coverage will soon lapse.

"So, we're like a low-middle-class family, right?" she says. "I'm studying. My husband's working, and our insurance right now is 12 percent of our income — just for my husband and I. And it's not very good insurance either."

The policy that covers the couple requires high fees to even see a doctor, and it has a high deductible for further treatment.

The life expectancy of Native Americans in some states is 20 years shorter than the national average.

There are many reasons why.

Can a puppy video get you to buy health insurance through the Affordable Care Act exchanges? Florida Blue, a major insurer in that state, hopes the answer is yes.

Open enrollment for people who buy their own health insurance starts Wednesday and ends Dec. 15. That means there are only 45 days to shop for coverage. The shorter enrollment period this year is just one of the changes to the process for buying insurance under the Affordable Care Act.

Here are five important factors to keep in mind if you plan to sign up for ACA coverage for 2018.

1. The health law has not been repealed.

Despite the efforts of President Trump and the Republican-led Congress, the Affordable Care Act remains the law of the land.

cole.house.gov

A bipartisan health care deal was introduced in the Senate. While there's a chance it could pass there, it faces a tougher time in the House. Rachel Martin talks to Rep. Tom Cole of Oklahoma.

It was the Friday before a Monday deadline, and federal health officials in Washington, D.C., were working feverishly with their counterparts in Oklahoma to finalize the details of a new state reinsurance program.

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