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	<title>Comments on: How Broken Is The U.S. Health Care System? Let&#8217;s Count The Ways</title>
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		<title>By: Dead Man Walking</title>
		<link>http://kosu.org/2012/09/how-broken-is-the-u-s-health-care-system-lets-count-the-ways/comment-page-1/#comment-122722</link>
		<dc:creator>Dead Man Walking</dc:creator>
		<pubDate>Sat, 08 Sep 2012 04:45:26 +0000</pubDate>
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		<description>Oh yes, - I am 55, just now having to avail myself of our fraudulent healthcare system. What a a journey of discovery. I have great Insurance coverage thru my employer, BUT - here&#039;s the reality... if you are diagnosed with a terminal disease and cannot work any longer, then you get in the tunnel for Long-Term Disability coverage via the insurance(IF your coverage has that) - at 60% of your salary,-  mind you, at that point you are at the mercy of a profit based system that makes profit by denying such claims.  
  You lose your job, COBRA for a lousy 18 mos if you can afford to pay that. You can apply for Social Security Disability IF you have sufficient pay-in, I do, been paying in for 35 years - but that still will only pay me about 1600 a month. You will also need to hire a lawyer for a 25% nick off the first payout, as Social Security will deny all claims outright as a stopgap measure,  then apply for Medicare, etc, which is not  free either.  
  The upshot is best case scenario, you still won&#039;t be able to afford care and what benefits you might get are only forthcoming if you are under a doctor&#039;s care that you won&#039;t be able to afford...... no hope no future, better to bail now to another country where they don&#039;t leave their ill to die in the street. yet the corporate lapdog politicos villify socialized healthcare and the people here cheeer them on to their own doom.  MADNESS </description>
		<content:encoded><![CDATA[<p>Oh yes, &#8211; I am 55, just now having to avail myself of our fraudulent healthcare system. What a a journey of discovery. I have great Insurance coverage thru my employer, BUT &#8211; here&#039;s the reality&#8230; if you are diagnosed with a terminal disease and cannot work any longer, then you get in the tunnel for Long-Term Disability coverage via the insurance(IF your coverage has that) &#8211; at 60% of your salary,-  mind you, at that point you are at the mercy of a profit based system that makes profit by denying such claims.<br />
  You lose your job, COBRA for a lousy 18 mos if you can afford to pay that. You can apply for Social Security Disability IF you have sufficient pay-in, I do, been paying in for 35 years &#8211; but that still will only pay me about 1600 a month. You will also need to hire a lawyer for a 25% nick off the first payout, as Social Security will deny all claims outright as a stopgap measure,  then apply for Medicare, etc, which is not  free either.<br />
  The upshot is best case scenario, you still won&#039;t be able to afford care and what benefits you might get are only forthcoming if you are under a doctor&#039;s care that you won&#039;t be able to afford&#8230;&#8230; no hope no future, better to bail now to another country where they don&#039;t leave their ill to die in the street. yet the corporate lapdog politicos villify socialized healthcare and the people here cheeer them on to their own doom.  MADNESS </p>
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