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Insuring Child Day Cares

Filed by Michael Cross in Feature, Local News, News, Politics.
October 25, 2011

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The author of a bill requiring day cares to have liability insurance says too many smaller ones are being allowed to opt out.

State Representative Mike Shelton created Demarion’s Law in 2008 requiring day care facilities to carry $200,000 in liability insurance in the event of a child injury.

But, he says the bill included an opt-out provision if the company made customers aware they weren’t insured.

“We’ve had a tremendous amount of daycares opting out just not getting the insurance and just posting saying we don’t have insurance; however, it’s so inexpensive to have that insurance.”

The Oklahoma City Democrat says he’s planning to carry legislation to drop the opt-out provision next session to protect the day cares as well as the families who use them.

Currently only 36% of the nearly 1,600 home day cares carry insurance compared to 92% of larger centers.

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